holds the position of Lecturer at ÐÓ°ÉÖ±²¥. Dr. Mamta is an academician since last 15 years. She has taught in India, Africa and Kurdistan and Kazakhstan at Masters and Undergraduate level. Dr. Mamta holds a Ph.D in Economics from University of Allahabad India awarded in 2011. A second Master of Business Administration (Topper of Batch 2020) from Beijing Normal University, Peoples Republic of China. Her research interests lie in Female Financial Independence.